Your Coach

Preparation Is Key

September 15, 2017

Nate FoxBy Nate Fox – Nate Fox is a Financial Advisor with Concord Wealth Management, Powered by Penn Mutual

I have been involved in rugby a long time. Playing the game has taught me a lot of valuable lessons that are transferable to everyday life. There are bumps and bruises along the way and many unexpected turns. I have realized that in rugby and in life, preparation is key to overcoming adversity.

I started playing rugby in 2004 for Plymouth State University. In 2008, we won our first ever National Small College Rugby Organization National Title, which coincidentally is now sponsored by the company I am affiliated with, Penn Mutual. I continued my rugby career after college, playing with the elite club team Mystic River out of Malden Massachusetts. After years of hard work and dedication, we won the 2016 USA Rugby DI national title.

While winning both national titles was rewarding, it did not come without hard work and quality preparation. Both in college and on my club team, the couple times we would meet a week were dedicated to strategy and fitness. The dedication to both gave us the best possible chance of winning.

Most rugby players know that practice time is limited. Getting to the top of your game requires additional hours in the weight room and on the treadmill. Although much of the world focuses on the game, the game planning is where it all comes to fruition.

I have taken the same approach in my life and try to instill that in all of my friends, family and clients. It is one of the reasons why I became a financial adviser. I love to help people and make sure they are financially prepared for whatever life throws at them. It is incredibly rewarding.

I remember reaching out to a former college teammate of mine who had started a family right out of college. He was the heart of the team. One of those guys that always sacrificed himself for the betterment of the team, making sure we were ready for practices and games.

I called him up one day and told him that I wanted him to be prepared for the future just like he had always prepared himself and the team while he was in college. After discussing his needs and goals, we decided that life insurance was the best option for him to protect his family.

Several months after purchasing the policies, my friend started having epileptic seizures. He was not sure how badly it would affect his work situation or if it would become life threatening. Thankfully, by purchasing the policies before the unexpected illness, he locked in his insurability. Had he waited, he may have been uninsurable, or the premiums may have been significantly higher. Doing this before he got sick gave him the peace of mind knowing that if something happened to him, his family would be taken care of. Being able to provide that type of comfort to people is why I love my job.

Ultimately, you never know what is going to happen to you in the future. Much of it is out of your control. What is in your control, however, is your ability to prepare for life’s challenges.

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